Cafeteria Rewards along with Your Workforce
https://www.goodreads.com/topic/show/19866663-pay-roll-providers-offering-your-business-the-side
Workers pay for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; indicating that any type of funds remaining at the end of the year can't be " surrendered,"